366 Kinderkamack Road
Westwood, New Jersey 07675
610 East Palisade Avenue
Englewood Cliffs, New Jersey 07632
2 William Street - Suite 509
White Plains, New York 10601
Phone: (201) 569-2533 Fax: (201) 569-2554

Dear Clients & Friends-

Given the rapidly evolving Covid-19 scenarios, it is important to us for you to know we are closely following the recommendations of the CDC, WHO, State of New Jersey, State of New York and other healthcare entities to minimize the risk of transmission and protect the health, safety and well-being of our employees, clients and visitors.

This is a priority to us.

An equal and concurrent priority is our ability to continue to successfully address your legal and business matters. If and when it becomes necessary to work remotely, we are immediately prepared to seamlessly serve you with the same vigor and effectiveness we have always demonstrated.

Regardless of how current events unfold, we are and will continue to be completely and immediately available to you, whether by phone, email or otherwise, exemplifying the type of prompt, zealous and courteous representation you should expect from all legal counsel.

As always, if we can assist you in any way, please let me know directly.

Stay safe and be well.

Geoffrey D. Mueller


N.J. Legislature Proposes Direct Cause of Action Against Insurers Who Dodge Disaster Claims

Per The NJ Law Journal:

"A bill proposed in Trenton would give New Jersey victims of disasters like Hurricane Sandy a private right of action against their insurance companies over improper handling of their claims.

"Individuals as well as businesses and other legal entities would be entitled to sue over a direct or assigned right to payment for a contingency or loss covered by an insurance policy.

"The bill, A-4382, filed Sept. 9, would cover not only natural disasters but also technological or civil calamities that result in a declared state of emergency by the governor or president.

"Insureds would be able to recover their full damages, regardless of coverage limits, as well as legal fees, expenses and punitive damages.

"The claims would be based on the kind of conduct that is already defined in the state insurance law as 'unfair claim settlement practices,' which include:

• misrepresenting pertinent facts or policy provisions concerning coverage;
• failing to respond "reasonably promptly" to claims-related communications;
• failing to adopt and implement reasonable claims investigation standards;
• compelling insureds to sue for coverage by offering substantially less than the amounts ultimately recovered in litigation; and
• failing to make a good-faith attempt "to effectuate prompt, fair and equitable settlements of claims in which liability has become reasonably clear."

Full article after the jump...